What to Say If The Other Driver’s Insurance Company Calls You

Merrida Coxwell | 888-592-5505 | Free Consult

Do you know what to say if the other driver’s insurance company calls you after a car accident? Providing a statement to the insurance company after a car accident is a risky move, especially if you haven’t spoken to an attorney yet. Many insurance companies will try to trick you into accidentally incriminating yourself.

Merrida Coxwell is a personal injury attorney in Jackson, Mississippi. He says if you’ve been in a car accident that involved a serious injury, it’s crucial to speak with a lawyer.

To learn more, contact the attorney directly by calling 888-592-5505 or by submitting a contact form on this page. The consultation is free and confidential, and you owe no out-of-pocket attorney fees.

Even if you are not injured, you can still seek legal advice.

A lot of crashes occur without either party sustaining injuries, which is the best-case scenario. However, there are often vehicular damages to contend with which have the potential to put a dent in your pocketbook. Some personal injury lawyers will actually give you advice regarding how to handle the at-fault party’s insurance company. Since most personal injury lawyers offer free consultations, it’s a good idea to take advantage of this opportunity.

If you think you might have been injured, talk to a lawyer.

If you think you might have been injured in the days following a car crash, first go see your doctor so there is a medical record of your injury and also so you can begin to receive treatment. Avoid talking about your potential legal case with your medical team, as this might end up in your medical records and could potentially hurt your case in the future. After receiving medical treatment, talk to a lawyer to see what they can do to help you recoup your losses.

Insurance companies make money by paying as little toward claims as they can.

If an insurance company can make the case that your injury is not as severe as it is, they will. This is why it is essential to see a doctor and also to preserve whatever evidence from the scene of the accident as soon as possible. Proving the truth about the accident and your subsequent injury will be paramount to the success of your case. If you wait to file a claim, not only will you risk the statute of limitations running out for your case, but an insurance company may argue you were obviously not hurt badly enough to deserve compensation.

If you are contacted by the at-fault party’s insurance company, let your lawyer do the talking.

Whether you have hired a lawyer to represent you when you are contacted by the at-fault party’s insurance company or not, ask for the name and contact information of the person and firm you are speaking with, then inform them that your lawyer will be in touch. Let your lawyer handle as much of the communication with the insurance companies as possible to avoid saying something which could later be used against you.

To learn more, contact Merrida Coxwell directly by calling 888-592-5505 or by submitting a contact form on this page. The consultation is free and confidential, and you owe no out-of-pocket attorney fees.

Video Transcript:

Rob Rosenthal:
If you’re injured in an auto collision and you get a call from the other driver’s insurance company, do you know what not to say? In this AskTheLawyers.com Quick Question, we asked the Mississippi attorney, Merida Coxwell.

Merrida Coxwell:
There are small cases where there’s been no injury. I will actually tell a client how to handle that case, even if they call me back and ask two or three times what to do. But if you think you have an injury or you’re not sure you have an injury or a couple weeks have passed and you still haven’t talked to a lawyer and a part of your body is hurting, you need to talk to a lawyer, and you need the guidance and assistance of a lawyer. Insurance companies know that the best way to make the most money is to pay as little as they can on claims. Even if those are good claims and a lawyer will help you more than you’re going to be able to help yourself. That is just the bottom line.

Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.