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Mississippi Auto Insurance Laws: Fault or No-Fault?

Jackson Car Accident Lawyer Explains Insurance Coverage

Video Transcript:

Rob Rosenthal:

Is Mississippi a fault state or a no-fault state? What does that mean? We asked Mississippi attorney Merrida Coxwell in this AskTheLawyers™ Quick Question.

Merrida Coxwell:

Mississippi is basically a fault state, so that’s when an accident happens, you look at who is involved for the recovery. There are some states that are not that way, where insurance pays regardless, but in Mississippi you have to judge who was at fault. Now you have something that covers you, if the person that hit you does not have insurance, and that's called your uninsured and under-insured insurance; we always recommend that people have the same amount of uninsured and under-insured coverage as they have liability coverage. Otherwise, from our standpoint, you're protecting the other person more than you're protecting yourself.

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